Helping you to the right decision

A Credit Card or a Payday Loan For bad credit
A Credit Card or a Payday Loan For bad credit Since the introduction of a Payday loan, there has been a lot of debate in regards to whether or not one should opt for a Payday loan or a credit card instead. As many of you may already be aware, Continue Reading →

If you have secured a payday loan there should be some paperwork
If you have secured a payday loan both online or offline, there should be some paperwork that you will have printed off or have been given to document the money borrowed. Using the information, you can ensure that you incorporate the repayments into your budget for the next month. However, Continue Reading →

Paying Off Your Credit Card Balance
Paying Off Your Credit Card Balance Do you have nightmares about settling your credit card debts? Do you dread those calls that keep coming when you pass your due date for payment? If it’s any consolation at all, there are thousands of people in the UK alone, just like you, Continue Reading →

Loan Representative Examples
Representative Examples: Representative Small Loan Example: If you borrowed £80 for 28 days, you would repay £100 with an interest rate of 25%. This is 1734% variable. Representative Unsecured Loan Example: If you borrowed £500 for 12 months, you would repay £949.01 with an interest rate of 89.8%. This is Continue Reading →