Terms and Conditions

This policy sets out how applyforaloan.org.uk collects, uses and discloses your personal information.

By accessing the applyforaloan.org.uk website (“Website”) you agree to the use, processing and disclosure of your personal information as set out below.

1. This privacy policy describes the information which we may ask from you and in the ways in which applyforaloan.org.uk may use that information. It also tells you how to check that the information applyforaloan.org.uk keeps about you is accurate and how you can instruct applyforaloan.org.uk to amend or erase this information. If you are not a registered user, then applyforaloan.org.uk does not collect information about you which would enable applyforaloan.org.uk to identify you personally.

applyforaloan.org.uk may use “Cookies” to enable it to obtain non-personal information about your use of the Website as indicated below. A “Cookie” is a text only string of information that a website transfers to the cookie file of a browser on your computer’s hard disk so that the website can remember who you are and your preferences.

2. applyforaloan.org.uk confirms that any personal details which you provide to us or which are available to public registers from which applyforaloan.org.uk can identify you are held in accordance with applyforaloan.org.uk’s data protection policy.

3. This privacy policy is subject to change from time to time.

4. When you visit certain areas of the Website, applyforaloan.org.uk may ask you for information about yourself. applyforaloan.org.uk will not collect any information about you without your consent. This information will be used only for the following purposes:
• providing services requested by you
• verifying your identity;
• responding to any queries or feedback you may have;
• for statistical purposes to improve the Website and services to you;
• administering the Website; and
• notifying you of products or special offers which applyforaloan.org.uk’ or its associates provide that may be of interest to you.

6. We may contact you for suggestions and feedback on how we can better serve our customers. This may be conducted by external customer satisfaction groups.

5. By completing any application forms, questionnaires, surveys or other data collection mechanisms you acknowledge that you do not object to applyforaloan.org.uk and partners contacting you whether by telephone, email or in writing for any of the above purposes. If you choose not to provide us with certain personal information we may not be able to provide our services to you.

7. Your details will be disclosed to applyforaloan.org.uk’s associated companies and also to other carefully selected third parties such as agents, contractors, preferred suppliers, customers, mailing systems, billing and debt recovery functions, professional advisers, government agencies as required by law, etc. applyforaloan.org.uk takes reasonable measures to ensure that these organisations observe their privacy obligations under the law and protect your personal
information and confidentiality. By registering on the Website you consent to applyforaloan.org.uk passing on such details.

8. If you click through to third party websites from the applyforaloan.org.uk Website we recommend you check the privacy policies of the third party websites you visit. applyforaloan.org.uk will not be liable for information or content of third party websites including the privacy practices of the operators of third party websites.

9. applyforaloan.org.uk will use reasonable endeavours to keep your information safe on a secure server protected from unauthorised third parties. Access to applyforaloan.org.uk’s backend system is password protected and behind a strong firewall. Financial information, if stored, will be stored on industry standard secure systems.

10. applyforaloan.org.uk will take reasonable precautions to prevent the loss, misuse or alteration of information you give applyforaloan.org.uk. applyforaloan.org.uk’s agents or contractors who have access to the information given to applyforaloan.org.uk are required to keep the information confidential and not permit it to be used for any purposes other than carrying out the services which they are performing for applyforaloan.org.uk.

11. applyforaloan.org.uk will take reasonable steps to ensure the information we collect and disclose about you is accurate, complete and current. However, as most of that information is supplied by you, the accuracy of that information is largely dependent upon you. Again, we recommend you check your information on our Website and keep us up to date with your information.

12. If you provide personal information about other individuals (e.g. your authorized representatives) we rely on you to inform those individuals, obtain their consent to the disclosure of their information and give them our contact details should they require any further information.

13. If you have given applyforaloan.org.uk information about yourself and would like copies of the information please ask to do so. Your request may have to be put in writing for security reasons. We reserve the right to charge a fee forsearching and providing access to your information.

14. From time to time applyforaloan.org.uk may collect information about you which does not identify you personally. This type of information may include the type of internet browser or computer operating system which you are using and the domain name of the website from which you are linked to the Website or an advertisement on the Website.

15. When you view the Website or any such advertisements, applyforaloan.org.uk may store some information on your computer. This information will be in the form of a Cookie or similar file (as described above) and will help applyforaloan.org.uk tailor the Website or advertisement to match your interest and preferences better.

16. Cookies are an industry standard and most major websites use them. Most internet browsers are pre-set to accept cookies, however, your browser may be adjusted to warn you when cookies are being used or to disable them. If you disable your cookies you may not be able to access certain parts of our Website nor take advantage of what Cookies may offer. Please refer to your browser instructions to learn more about these functions.

17. You acknowledge and agree that no system or technique can guarantee the security of the information held on the Website because the Website is accessible via the internet which is a public network.

18. applyforaloan.org.uk shall not be liable to you as a result of unauthorised access to the Website. The nature of the internet means that your visit may result in a transfer of information across international boundaries including countries whose data protection laws may be less stringent than in Australia. By visiting the Website and communicating electronically with applyforaloan.org.uk you consent to such transfers.

19. You should be aware that if applyforaloan.org.uk is requested by the Police or any regulatory or government authority for information concerning your activities whilst using the Website applyforaloan.org.uk will comply with such request without notice to you. If you have any questions about the privacy policy, please contact Privacy@applyforaloan.org.uk